Montserrat’s economy is small and heavily reliant on tourism, remittances, and public sector employment, supported by financial aid from the United Kingdom. Volcanic activity has significantly impacted economic development and infrastructure. Government policies emphasize sustainable development and disaster resilience. Regulatory frameworks are improving but remain underdeveloped due to the territory’s size. Society is closely knit but faces limited economic opportunities. Education systems are functional but constrained by resources. Climate risks, including hurricanes and volcanic activity, threaten development efforts. Healthcare services are basic, with reliance on external aid for advanced care.